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Road Traffic Accidents . Accidents at Work . Slipping Accidents . Medical Negligence

Factsheets

Who is responsible for your accident ?

Road Traffic Accident

The driver who was not complying with the Highway Code would be held responsible. If you were a passenger, you could make a claim even if the driver of the car you were in was at fault.

By law, drivers have to be insured and their insurance company will more than likely have to pay for your claim. If the driver was not insured, you could claim from the Motor Insurance Bureau.

Accident at Work
This could be your employer, a fellow employee, or another company. If a fellow employee caused your accident, the claim might still be made against the employer.

If you tripped or slipped

If you are injured as a result of an accident (e.g. uneven paving slabs, slippery surfaces or falling objects) on someone else’s property (this could be the streets, a shop, a block of flats etc), you may be entitled to compensation from the ‘occupier’ of the property.

The ‘occupier’ is usually the person (or corporation) who has ‘control’ over the premises/land where you were injured. The Occupier may be the owner of the property, a tenant, a company, a local authority, or any other entity.

Under the Occupier’s Liability Act 1957, an occupier must take reasonable care to ensure that ‘visitors’ to his premises/land are safe when they are on the premises/land. You are a 'visitor' if you had permission to be on the premises/land. Permission may be given expressly (e.g. by an invitation to visit the premises), or alternatively, you might have had permission if you had a legitimate reason to be there - you were a workman on the premises, someone making a delivery or you simply went in to ask for directions.

Even if you were not a 'visitor', i.e. you had no permission to be on the premises/land, you may still have a claim.

Product Liability

If you become ill after using or eating a product you may be able to make a claim against the manufacturers or restaurant. It is also possible that you could make a claim against the company that sold or gave you the product. 

Medical Negligence
If you are the victim of a medical accident or medical negligence you may be able to make a claim against the hospital, the doctor involved, your GP, or your dentist. Medical professionals usually have to have insurance to cover claims made by patients.

The solicitor will advice you who is responsible for your personal injury and who is liable to pay for your claim.

Accident Claims Site Map